Modern Banking

Modern Banking is a sequel to the highly successful Modern Banking in Theory and Practice, first published in 1996. Over the last decade many aspects of banking have changed considerably, though the key features that distinguish banks from other financial institutions remain. Some might question the need for a book on banking rather than one on financial institutions - while banks remain special and unique to the financial sector, books need to be devoted to them.

Modern Banking focuses on the theory and practice of banking, and its prospects in the new millennium. The book is written for courses in banking and finance at Masters/MBA level, or undergraduate degrees specialising in this area. Bank practitioners wishing to deepen and broaden their understanding of banking issues may also be attracted to this book. While they often have exceptional and detailed knowledge of the areas they have worked in, busy bankers may be all too unaware of the key broader issues. Consider the fundamental questions: What is unique about a bank? and What differentiates it from other financial institutions? Answering these questions begins to show how banks should evolve and adapt - or fail. If bankers know the underlying reasons for why profitable banks exist, it will help them to devise strategies for sustained growth.

Modern Banking concludes with a set of case studies that give practical insight into the key issues covered in the book:

* The core banking functions
* Different types of banks and diversification of bank activities

* Risk management: issues and techniques
* Global regulation: Basel 1 and Basel 2.

* Bank regulation in the UK, US, EU, and Japan
* Banking in emerging markets

* Bank failure and financial crises

* Competitive issues, from cost efficiency to mergers and acquisitions
* Case Studies including: Goldman Sachs, Bankers Trust/Deutsche Bank, Sumitomo Mitsui, Bancomer

Credits goes out to: Wiley, John & Sons, Incorporated

New Bankruptcy: Will It Work for You?

The most up-to-date book available for people considering filing for Chapter 7 or Chapter 13 Bankruptcy under the major new reforms.

Features
Everything readers need to know about filing for bankruptcy under the new laws. The 1st edition reflects the latest bankruptcy rules, including changes in your state's exemption laws that let you protect your property.

Written in plain English, Bankruptcy examines the pros and cons of filing for bankruptcy, discusses its possible repercussions, outlines the differences among various kinds of bankruptcy-Chapters 7, 11, 12 and 13 -- and proposes several alternatives to filing. Includes sample, completed bankruptcy forms.

With these compassionate answers in hand, you'll be able to make the best decisions for your financial future.

Congress recently legislated profound changes to the rules for Chapter 7 and Chapter 13 bankruptcy. Although these changes are intended to limit the number of bankruptcy filings, 90 percent of them occur because of divorce, medical bills or job loss - which means many people will still need to file.

The new rules are complex, but those readers who face out-of-control debt can turn to The New Bankruptcy for plain-English help in choosing the best strategy to get back on their feet. Filled with clear-cut answers and practical suggestions, The New Bankruptcy covers all the issues a potential filer faces, including:

* required paperwork
* qualifying for Chapter 7 bankruptcy
* how Chapter 13 repayment plans work
* which debts are wiped out
* how bankruptcy affects homeowners
* keeping cars and other property
* how bankruptcy affects credit
* alternative ways to handle debt problems

The New Bankruptcy also provides worksheets to help readers determine whether they can file for bankruptcy under the new law, checklists, sample forms and easy-to-use legal charts for all 50 states.

Credits goes out to: NOLO